The A-Z ACCOUNTING System is an integrated
  accounting system which handles checkbook
  & general ledger, billing & accounts
  receivable, disbursements & accounts payable,
  pricelist & inventory, invoicing, employees,
  and time clock. The system features full
  documentation of all program functions, an
  on-screen user manual, full integration of
  posting between all functions, and more.
  Shareware ($49.95+)/ A-Z Software Systems.

  Bare Bones Accounting  - is a simple
  but powerful double entry bookkeeping
  system. One project or up to 100
  different projects or activities may be
  accounted in the same database. Reports
  are for all projects together or for
  any one project. One bank account or up
  to eight bank accounts may be shared by
  all projects.

  BUSINESS ACCOUNTING SYSTEM v1.6 The BA is an
  accounting software designed especially for
  a small service or consulting business. It
  peforms invoicing, tracks and reports
  revenues and billings, accounts receivable,
  and business expenses for both the current
  and prior tax years. Written by a programming
  consultant, it's the ideal, inexpensive,
  accounting software alternative for any small
  service-oriented business! Reg. $50.00

  OWL Basic Bookkeeping 2.0: Very easy to use
  bookkeeping system for small businesses and 
  individuals. NO ACCOUNTING EXPERIENCE IS 
  NEEDED.  Tracks income and expenses using 
  single entry bookkeeping as recommended by 
  the IRS. Produces easy to understand income,
  expense, profit and general ledger reports. 
  Supports fiscal or calendar year accounting.
  Intuitive mousable menus, on-line help & 
  user's guide make this program a joy to use.

  The Bill Drawer - helps you organize
  and pay your bills in a timely manner. 

  B/PLAN DEVELOPER v3.5 <ASP> - Write A Plan
  Like A Pro & Save $$$$...the goal is to get
  your project funded.  B/Plan Developer helps
  you create a "market driven" and "investor
  centered" business plan that attracts money.
  REGISTERED users get "keyword outlines" and
  "Bizdex", a resource database to support
  crucial research tasks.  Note:  Use B/Plan
  Developer only on financing projects whose
  success matters most to you.

  Cash for Kids - helps teach children
  5-13 to manage their money wisely. A
  simple checkbook-style register records
  transactions, and allowances are
  deposited automatically. Your child
  sets future spending goals and graphs
  show if they are saving enough to reach
  them.

  Capital Gainz 3.2 - portfolio manager
  For small investors and investment managers.
  Ideal for a 'dollar-cost averaging' strategy.
  Record purchases, sales, dividends, capital
  gains; calculate gain/loss and total return.
  Execute sales using FIFO, LIFO, max gain, max
  loss, specific ID, avg cost. View data over a
  range of dates; reinvest dividends; record
  splits. HD, 640K, DOS 3.0+. ASP - $49.
  There are two archives: CGZC[P,D]32n.zzz.

  The famous Talking Checkbook Now Version
  7.2 with the ability to let you know just
  who is getting more money in rank order 
  from you!Free, speech friendly,
  full featured, and fantastic. Get it!

  CheqIn - logs the amount of time you
  spend involved in various projects on
  your computer. There is also a HP95LX
  version included.

  CJPOS is a complete point-of-sale
  program for small businesses. This 
  EXTREMELY easy-to-use program will write
  invoices or estimates, track inventory
  and salespersons, perform sales analysis 
  for any period, handle accounts 
  receivable/payable, and keep a customer 
  database. A powerful program that costs 
  only $89 to register.

  DEBT COLLECTOR 2.0: Professional software
  especially for attorneys, accountants and
  financial institutions. Calculates and saves
  36 principal and interest payments received.
  Financial tables project monthly collection
  receipts or monthly loan payments (necessary
  to amortize a loan). Separate areas for
  creditor and debtor addresses, phone numbers
  and comments. Requires 80286+ and DOS 3.1+.
  Shareware ($39)/ Electrical Design Software.

  Debt Manager(tm) v.104a - DOS w/Color Monitor
  Rapidly reduce your credit card debt and save 
  thousands in unpaid interest penalties. Enter 
  name, APR, balance and minimum payment for up 
  to 30 creditors & Debt Manager does the rest. 
  A monthly payment schedule forcasts when each 
  debt will be paid off & shows you how much to 
  pay each creditor. Now you can take advantage 
  of trade secrets used by financial counselors 
  in the privacy and comfort of your own home.

  ETF1099.ZIP v1.3 - Electronic Tax Filing 93
  1099 Series 
  A full-featured software package for 
  filing your tax returns electronical-
  ly to the IRS - Martinsburg Computer
  Center. Handles all forms.
  From Electronic Filing Group  $5.00

  AstroFormulaCalculator 3 Version 3.10
  (c) Copyright PCSCC, Inc. 1981, 1993
  spreadsheet/calculator shareware release
  with Financial Calculations Manual
  SPREADSHEET CALCULATOR EDUCATION MATH
  SCIENCE ENGINEERING FINANCE BUSINESS

  List of 3335 US mutual funds that can be
  searched using a wildcard.  Can be run as
  a TSR or printed. From Random Walk
  Investment BBS (905) 274-2381 USR 14.4

  ÉÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍ»
  º Franchise Opportunities, Winter 1994A. If º
  º you want to start a business with low riskº
  º a franchise may be the way to go! This    º
  º program contains information on many well-º
  º known franchises, and includes details on º
  º required investment. New version has info º
  º on over 200 companies. Shareware.         º
  ÈÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍͼ

  FINANCIAL WIZARD (TM), <ASP> V5.5, - A very
  powerful, easy to use investment and loan
  analysis program that calculates dozens of
  personal and business financial situations
  with ease. Amortization, future and present
  values, depreciation,and date calculations
  are just a fraction of the options the
  program can calculate. Full mouse and color
  support along with exceptional documentation
  make this a first rate program. $25.

  WINNING BID: Profiting at Auctions, by Adam
  Starchild. Would you like to buy a low-
  mileage Porsche for less than $14,000? A
  Lincoln Continental for under $1,000? How
  about a VCR or a fax machine for $20? Such
  fantastic deals are available to savvy
  shoppers who know that the best sales really
  take place at government auctions. Learn how
  to get your share of these great bargains
  with this electronic book.

  Hours/Expenses/Miles 2.2 - great for
  salespersons and consultants.  Easy to
  use.  Keeps track of billable hours,
  expenses while on the road, and mileage
  to be reimbursed. Exports to spreadsheet
  or databases.  Uses international 
  currency symbols.  Includes a slide-show
  tutorial for new users.  $39
  By Contact Plus Corp.

  HOME REFINANCING V1.01 <ASP> - File 1 of 1
  Computes actual and time value adjusted
  savings from refinancing.  Points may be
  optionally capitalized.  Bonus calculators
  show alternative payment options (any number
  of periods per year, payment in advance or
  arrears) and payment schedules with amounts
  of interest and principal accumulated for
  each year.  Print multiple options. Mouse
  support, DOS GUI or Text mode. ProDomus $30

  HOME REFINANCING V1.01 <ASP> - File 1 of 1
  Computes actual and time value adjusted
  savings from refinancing.  Points may be
  optionally capitalized.  Bonus calculators
  show alternative payment options (any number
  of periods per year, payment in advance or
  arrears) and payment schedules with amounts
  of interest and principal accumulated for
  each year.  Print multiple options. Mouse
  support, DOS GUI or Text mode. ProDomus $30

  INVENTORY INTERFACE v6.3 - An extensive
  inventory, bill of materials, POS, accounts
  receivable and purchase order system.  Many
  features including: custom reports and
  forms, inventory analysis and history,
  automatic Just-in-Time purchase orders,
  backorder status, sales rep. and POS
  analysis, and much more.  Easy to use pull
  down menu interface and pick-lists where
  possible.  Executable is over 600K.

  INDONESIA TRADE DIRECTORY ON DISK
  import/export directory covers companies,
  products,regulations,marketing and more.
  Shareware.

  JOBNET v1.0 <ASP> Put your skills to work
  making MONEY.  JobNET is a 1-800 directory of
  the most active, aggressive, and high profile
  contract service firms in industry.  Designed
  for professionals, JobNET lets you access, in
  a cost effective manner, firms working at the
  national and regional level; these firms can
  best represent your knowledge, skills, and
  abilities to corporate America. JOBNET costs
  $29 & includes LABELS. From Tom Welch.

  LAZY LEDGER v1.0 <ASAD> bookkeeping program
  for a small home business.  It has 40
  categories each for assets, liabilities,
  icome and outgo.  Any month of any is year
  is desplaable or editable at any time. Simple
  to use, it keeps track of the money flow for
  a small business easily and quickly. VGA
  $30 registration

  HOME LOAN DIARY 2.0 - Mortgage diary
  Calculates how much $$$ you can save by
  paying a loan off early. Like a Lotus
  spreadsheet but scrollable!  Additional
  principal payments and notes can be 
  entered and saved to disk. Printouts &
  calculator available.  Simple to use!

  GENEBIT LOAN CALCULATOR v2.00 -
  Loan Calculator, full featured pro quality. 
  Calculates payments, total interest, prints 
  amortization tables.  Variable rate loans, 
  excess payments, actual dates.  Fast, 
  easy to use, no install procedure, supports 
  mouse. For mortgages, car loans, business, 
  etc.  International currency support. 
  From Genebit Systems. 

  ~~~FREE~~~  E-BOOK  The Vesting of America
  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
  How vested interests pick your pocket and
  dull America's competitive edge. Things
  your bank and insurance company won't tell
  you that cost you money! Why you should
  have a little gold for security and how
  to get it for 40 cents on the dollar.

  Mortgage Analyst 1.0: Analyze what if
  scenarios in selecting loans and reducing
  their costs by various accelerated payment
  methods. Mortgage Analyst is an MS-Windows
  Shareware loan amortization program featuring
  calculations for ARMs, tax refunds, several
  types of accelerated payment methods, and
  lifetime gross and net loan costs. Payments
  are shown both on a graph and as a list.
  Shareware ($10) from Stiles' Software.

  Market View v1.80 investment software
  Fully graphical, mousecontrolled and
  windowed investment program with
  direct support for Keyword Teletext
  cards. &BEURS and ChartPro import.

  MYM2QKN 2.01
  (Charles E. Jackson III; $10-$15) 
  converts data from Managing Your Money 
  (versions7.1 or higer) to Quicken for 
  Windows.

  MONEYWORDS v3.3 <ASP> - Designed for small
  business, MoneyWords is a comprehensive, easy
  to read, and practical on-line guide to the
  language of business on Main Street USA, over
  2600 definitions...covering from borrowing to
  real estate to import/export to going public.
  MoneyWords empowers entrepreneurs, business
  owners, consultants and students.  MoneyWords
  is the glossary that means BUSINESS.

  Show Business Scam defensives/offensives
  from Normandeau Newswire (J 5) at the 
  Invention Factory BBS, 212-274-8110

  No description
  NYSE Advance/Decline Line
  NYSE New Highs & Lows
  NYSE 4-day STIX indicator
  NYSE 7-day STIX indicator
           From
  Random Walk Investment BBS
         905-274-2381

  Opportunity Awaits Winter 1994A. Start your
  own business! Whether you want to run a mini
  golf course, sell shoes, or even balloons, 
  this program has information that can help 
  you get started. It has hundreds of sources 
  of companies that have the products/infor-
  mation that you need. Lots of advice, too.
  New greatly improved version. Shareware.

  OPPM 5.0 - Comprehensive Stock Charting and
  Portfolio Mgmt. system for stocks, mutuals, 
  bonds, savings, other assets & liabilities. 
  Charts price volume, correlation, relative 
  strength, RSI, RVI, stochastics, on-balance 
  volume, moving averages, net worth & more. 
  Reports gains /losses, interest, dividends, 
  ROI, etc. Supports all IRS approved 
  accounting methods. Intuitive mousable menus 
  & on-line help. Very easy to use.

  PUBLIC ACCESS v2.22  <ASP>   FILE 1 of 2
  A Front-End Control PC Time Rental Shell
  For Public Libraries and other centers
  renting IBM-PC computer time to the casual
  off-the-street user.  Controls the use of
  APPLICATIONS and DATA COMMUNICATIONS.
  Handles CASH or CREDIT CARD payments.
  Prints customer receipt when done. Multiple
  report formats.  Registration $89

  PUBLIC ACCESS v2.22  <ASP>   FILE 2 of 2
  A Control rates by service, minute, long
  distance minute, printed page,session and
  overall event.  Mix free services with
  chargeable services.  Free DEMO password
  for PRODIGY with Registration.  User just
  points and shoots from pick list of online
  services or application.

  PFROI V3.8 - PortFolio manager with ROI
  Handles stocks, bonds, mutual funds, options, 
  real estate, reinvestments, splits, shorts, 
  margin, etc. Computes ROI before and after 
  taxes. FIFO, LIFO, Avg, and specific tax lot 
  methods.  Transaction, position, dividend, 
  interest, capital gains, ROI, cash flow 
  reports plus Graphics. Downloads quotes from
  CIS, DJ, GEnie; imports from Prodigy. Help 
  screens & 120 pg on-disk manual. 

  PTA treasurer's software v4.7: Includes BUDDY
  v4.7 for cash flow management, tracking
  transactions, and generating reports; and
  SLIP v2.9 for help in preparing bank deposit
  slips.

  Quic-pay v3.5 medical office & billing
  service software.

  Quic-pay medical office & billing service
  software. (Self running tutorial v3.5)

  QuickTax v1.04 ASP \ - A super tax planner
  and estimator. Ideal for client interviews by
  Tax Professionals. New 1993 tax laws. Get the
  most from deductions, credits, IRAs, savings
  plans, pensions, social security, capital
  gains, dividends and interest. Get filing
  status, dependecies, withholding allowances
  and estimated payments right. NO Tax Forms to
  wade through or understand. Automatic prompts
  guide you through all necessary entries.

  RETAIL PLUS+ V4.0 - A full-featured retail
  sales and inventory system that is very easy
  to learn and use with pull-down menus and
  on-line help. Has a Point-Of-Sale module with
  slip printer and cash drawer support. Other
  features include: client database, purchase
  orders, sales tracking, price tags and bar
  codes, multiple locations, on-screen reports,
  data export, catalogue output, optional
  password security, no inventory size limit.

  The Retail Solution v2.3 is a complete cash
  register program combining Point-of-Sales,
  Accounts Receivable & Customer Tracking into
  one easy-to-use product. Shareware

  SIMPLE PAYROLL CALCULATOR and record keeper
  1993 version. For use by individual or            
  a small buisiness. Calculates Federal
  with-holding, Social Security, medicare, and
  Advanced Earned Income Credit. Keeps records
  available for daily, quarterly, monthly or ytd
  reports.
  By: J. Klement           Emerald Coast BBS
  Panama City Beach, Fl :  (904)231-1898

  THE STOCK ANALYST v2.00 (ASP) \- A powerful,
  yet easy to use stock analysis program.
  *
  Features include:
  Buy/sell analysis of stocks; Line, Bar, P&F Charts
  Entirely menu driven; Import prices from standard 
  comma-delimited ASCII, and CompuServe Stock Quotes
  Full stock history with price export function;
  Context-sensitive help; Full mouse support.

  The famous Talking Checkbook version 7.4
  This is the auto select protected
  mode version.  It will determine if you
  can run in protect mode or regular mode and
  act accordingly. Speech friendly, free
  and fantastic.  Get this version if you have
  a 286, 386, or 486 computer.

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  Û Wages v1.00 FREEWARE Wage Calculator Û
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  Û Calculate Hourly, Weekly, Monthly or Û
  Û Yearly wages with this DOS program.  Û
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  Û   Wages v1.01 FREE Wage Calculator   Û
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  Û Calculate Hourly, Weekly, Monthly or Û
  Û Yearly wages with this DOS program.  Û
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  Û released by Digital Daze Software.   Û
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  THE SWISS MONEY DISK, by Adam Starchild
  For people with money to protect-- regardless
  of the amount-- Switzerland is traditionally
  considered the world's safest repository.
  These days, the Swiss can give Americans many
  reasons to leave funds in Switzerland. Still,
  the promise of total secrecy in financial
  matters is one of the greatest attractions of
  Swiss banks. Learn more about banking in
  Switzerland from this electronic book.