The 1stReader Christmas Card.  This
  card plays carols through either your
  sound card or MIDI device.  Download,
  unzip and use the GO.BAT file to start
  (1stReader users can simply press "G"
  from the file manager).  Includes the
  latest INSTALL.EXE program too.  Merry
  Christmas from Sparkware!!!

  AMORTZ - Loan Schedules & More v1.50 <ASP>
  The EASY financial loan calculation system.
  AMORTZ is a very "user friendly" package that
  can calculate any of the loan variables
  (principal, interest, payment amount or # of
  payments), and can then generate amortization
  schedules by year.  AMORTZ can also be used
  for "What If" calculations to see how changes
  in principal payments or interest rate can
  affect loan totals.  Shareware $10.00

  AUTOREPAIR PROGRAM v.1.0<ASP>Member
  Just what the home auto mechanic needs
  a receipt program to make all the hard
  work worth while.Type car to run program.
  Registered users receive customizing
  of there state tax tables,and there
  own company or personal name built-in
  too the program at no add charge.
  Reg.Fee$22.50
  From Fred Small-PC-DSD

  Smart -N- Easy tm BABY PLANNER  ver. 1.1
  "While Nature Prepares Baby For You...
  Shouldn't You Prepare For Baby?"  This unique
  program has been featured in PC-NOVICE May 93
  and many other family-publications.  Has
  received rave reviews for its many features!
  Makes a great gift to expectant parents or
  those planning ahead.  Requires: 640K and HD.
  Registered version complete w/manual $29.95
  By: Automated Systems (c)1993 (201) 812-1428

  Smart -N- Easy tm Bar Mitzvah Planner 1.1
  A complete bar/bat or b'nai mitzvah planner.
  Simplifies the planning and provides many
  organized reports.  Includes planning guide,
  speech composition, expense tracking, check-
  lists, appointment scheduler, seating chart,
  gift tracking, guest maintenance and much
  more!
  Released by Automated Systems, August 1993

  The Bill Drawer - helps you organize
  and pay your bills in a timely manner. 

  Bert's Christmas - isan enjoyable
  coloring program for children of all
  ages. The child places various
  Christmas images on a different
  backgrounds and colors the picture.

  Coloring Book 1.4a (Russell Holloway;
  $15) is a computerized coloring book
  that includes 10 pictures. You can
  change the colors in the picture, go to
  the next or previous pictures, erase
  the colors in the current picture or
  restore the original colors of the
  picture.

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  º A classic child's toy that ºÌÊÊʹ º Éλ ºº
  º has now arrived in digital ºÈËÍ˼ º ÉÊ» ºº
  º format, Coloring Book V1.5 º Èͼ  ÈÍÍÍÍͼº
  º comes with 10 pictures (35 ÈÍÍÍÍÍÍÍÍÍÍÍÍ͹
  º pictures in the registered version) that º
  º can be colored and printed.  Kids do not º
  º need help using.  Needs VGA and a mouse. º

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  Essential Home Inventory is a fast and
  flexible program for the home and small
  home office user. It keeps track of all
  of your belongings and can use 30k of
  text notes and pictures as part of the
  stored data -- it's loaded with features
  and does more than the name implies. From
  Alston Software Labs. Requires Windows 3.x 
  and VBRUN300.DLL.

  Smart -N- Easy Home Inventory Manager 1.0
  Now you can organize & categorize everything
  you own in 1 simple program.  No longer will
  you need 1 program for your CD collection, 1
  program for your disk library, valuables,
  appliances, etc.  Handles multiple owners of
  items listed.  Allows an unlimited number of
  categories and locations of items.
  Requires 640k RAM and a hard disk w/3meg free
  Released by Automated Systems, August 1993.

  HOME LOAN DIARY 2.0 - Mortgage diary
  Calculates how much $$$ you can save by
  paying a loan off early. Like a Lotus
  spreadsheet but scrollable!  Additional
  principal payments and notes can be 
  entered and saved to disk. Printouts &
  calculator available.  Simple to use!

  Mortgage Analyst 1.0: Analyze what if
  scenarios in selecting loans and reducing
  their costs by various accelerated payment
  methods. Mortgage Analyst is an MS-Windows
  Shareware loan amortization program featuring
  calculations for ARMs, tax refunds, several
  types of accelerated payment methods, and
  lifetime gross and net loan costs. Payments
  are shown both on a graph and as a list.
  Shareware ($10) from Stiles' Software.

  MYM2QKN 2.01
  (Charles E. Jackson III; $10-$15) 
  converts data from Managing Your Money 
  (versions7.1 or higer) to Quicken for 
  Windows.

  Smart -N- Easy Party Planner 1.1  Organize your
  party plans, schedules, guest list, seating
  chart, gifts received, contributions & more.
  It will also automatically calculate expenses
  to help keep you within your planned budget.
  Also keeps track of ticket charges paid and
  owed if needed.  Great for home, school or
  office parties of virtually any kind.
  Registration $15.  Requires 640K RAM and a HD
  By Automated Systems, Little Falls New Jersey