An easy-to-use integrated personal finance
  and tax program that handles your everyday 
  financial needs! Balances your checkbook and 
  credit card accounts, calculates interest on 
  savings accounts and loans, tracks expenses 
  and maintains other financial data such as 
  income information. Integrates this 
  information with most of the Federal tax 
  forms. Projects your finances allowing you to
  investigate after tax what-if scenarios.

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  º   ADDRESS is a easy to use, DOS based  º
  º  database that records addresses,      º
  º  phone numbers, birthdays, and         º
  º  anniversaries for personal and        º
  º  business contacts. Prints envelopes,  º
  º  mailing labels, and  a calendar.      º
  º  Calculates age, birthstone, zodiac,   º

  APRCALC.EXE v1.4 - Calculates loan variables,
  prints amortization tables, and allows you to
  save scenarios in files.  Features: very fast
  amortizations, prepayment to principal,
  complete Help file, discount points breakeven
  analysis, multiple instances for side-by-side
  comparisons, export to ascii file.  Shareware
  from Larry Leonard, $15.

  BANKONIT ... PREPAY MORTGAGE AND SAVE $$$$
  Bankonit is a simple to use program that 
  allows you to do standard mortgage cal-
  culations and amortizations as well as
  interest compounding calculations.  It
  is especially good at maintaining a 
  current record of your mortgage as it is
  paid, and clearly explains and shows the
  tens of thousands of dollars of benefits
  that prepaying the mortgage can do for you.

  The New Version 3.24 Home Beer Brewer's Utility ki
  If you brew, YOU NEED THIS!
                 
                 **INCLUDES**
  The Home Brewer's Beer Alcohol Content Calculator.
  The Home Brewer's Beer Final Gravity Calculator. 
  The Home Brewer's Beer Hopp Weight Calculator.

  The New and Improved Home Beer Brewer's Utility ki
  If you brew, YOU NEED THIS!
                 
                 **NOW INCLUDES**
  The Home Brewer's Beer Alcohol Content Calculator.
  The Home Brewer's Beer Beer Final Gravity Calculat
  The Home Brewer's Beer Hopp Weight Calculator.

  Transit Directions 1.4 for DOS w/mouse
  Have a public transit direction finder
  for your city or area. Name the stops
  NOW works under Windows icon or shell.
  - the database configures itself.
  Handles 4 vehicles types, 600 routes
  1800 stops, 3 cities, 7 legs per trip.
  Subway, bus, rail, cable car.
  Maintenance version.

  A small calendar that can be accessed by hot-
  key. Allows you to print a calendar of any 
  month or year. Contains a Julian Date 
  converter and calculates the number of days 
  between 2 dates.

  No description
  CALEVA V1.4S - CALendar of EVents and
  Appointments at-a-glance. Amazingly
  simple to use. An indispensable tool
  to assist you in tracking past, current
  and future events or appointments on a
  Daily,  Weekly, BiWeekly, Monthly,
  Quarterly, Interval days or Yearly
  basis and an Address keeper menu with
  Envelope and Label printing.

  Credit Card Math v1.1  Learn why it takes so
  long to pay off credit cards.  Find out how
  to save thousands of dollars in credit card 
  interest.  Discover the clever scheme used 
  by credit card issuers to keep your monthly 
  payments low.  Credit Card Math goes behind 
  the scenes and uncovers the true hidden cost 
  associated with credit cards.  This program 
  helps people save money.  Please pass it on.

  Loan Chief v1.11 Loan calculating has never
  been this easy! Professional schedules with a
  multitude of options: Weekly - Annual, 
  variable rates, loan acceleration, tax 
  analysis, variable payments, cumulative/non-
  cumulative, variable compound methods and 
  much more! Produces LOAN CHARTS, a new and 
  novel concept in loan processing. Save and 
  retrieve info. Solve for values.

  Cal-DDA v1.00 - DOS util: perpetual calendar
  Freeware (c) 1995 [95/02/01] by DDA - Reign
  Ware. W/ Pascal source. Easy to use.

  *DOS*  DO-ONCE  v2.30  This  program was
         designed to  help  take  care  of
         some  "regular"  chores...   ones
         which  I usually performed either
         once a day  (optimizing my disk),
         once a  week  (using  TIMESET  to
         call  the Naval Observatory Clock
         and set the time on my computer),
         or once  a  month (using SpinRite
         to renew the low-level format  of

  DiscTrak System v8.00 - Home Entertainment
  Cataloging Database program. This program can
  organize all of your CDs, Cassettes, Albums,
  LaserDiscs, and VCR Tapes easily.  Search for
  any song title, Star, Director and MUCH MORE!
  Limited only by disk space.  None of the
  other Home Entertainment database programs
  can match it.

  Organize Your Video Games ----- V6.10
  Helps you keep track of your video and
  computer games; hints, tips and tricks.
  Catalog your games in as much detail as
  you wish--including individual levels.
  Nominated for the best Home & Hobby
  Shareware Industry Award in 1994.
  !!! Shareware by PSG-HomeCraft !!!

  THE GROCER V4.1  GREAT home helper
  A grocery shopping database & helper
  Now stores 750 food items & coupons !

  GROW'EM:  Propagate from cuttings and reproduce fr
  horticulturalist's guide to growing media, conditi
  plant-specific information.  Requires mouse and VG

  Huckabey Phone Numbers.  Keep track of your
  phone  numbers.  Edit,  print,  add, delete
  records, etc. 350 record limit in database.

  Address database that prints envelopes. (V2.0)
  KazPhone is a Windows application that maintains
  your phone and address list for family, friends, a
  business associates.  The program allows you to pr
  envelopes of any size and customize them with font
  color, bitmap, and postal bar code.  A personal ph
  book, birthday list, or anniversary list can also 
  printed.

  LITTLE BLACK BOOK v7.00
  New release of this excellent Address Book and
  Autodialer. With pre/post dial codes. 5K TSR
  International dialing support.Unlimited records.
  Prints personal address book and labels. Auto
  redial on busy. Call logging. Import/Export
  database. Context Sensitive help. COM 1-4.
  Multiple Index Categories.

  YOUR PERSON LEGAL GUIDE - Version 8.0
  A complete source of legal information 
  and forms! Most legal software has 20-
  30 forms. YPLG has over 130!  It has
  been one of the top selling shareware
  programs for the past few years--it's
  easy to understand, useful, and com-
  plete shareware by PSG-HomeCraft.

  HOME LOAN DIARY 2.10 - Mortgage diary
  Calculates how much $$$ you can save by
  paying a loan off early. Like a Lotus
  spreadsheet yet this is a complete
  program, not a macro.  Scrollable!
  Additional principal payments and notes
  can be entered and saved to disk. Print
  outs & calculator available.  Simple to 
  use! Records monthly escrow payments 
  also.

  LENDER'S TOOLBOX 2.0 (DOS): Essential tools
  for lenders OR borrowers. Use the Loan 
  Calculator for 'what if' scenarios. Amortize 
  with normal P&I or fixed principal payments 
  on a bi-weekly*, semi- monthly*, monthly, 
  quarterly, semi-annual, or annual basis 
  using 30 day months or exact days* between 
  dates. Easy to use with on-line help. 
  Version 2.0, with many new [*] features and 
  user customizable defaults.

  Organize Your Memorabilia - v6.10
  Cataloging/organizing software for all
  types of memorabilia.  Useg up to 21
  fields to catalog your collection in as
  much detail as you need. Great for in-
  surance purposes & tracking value of a
  collection. Easy-to-use & menu operated
  with 3-D pull down menus. Alphabetize, 
  search & cross reference.  SHAREWARE 
  by: PSG-HomeCraft

  =* PC-Nag *= Ver. 1.2 by Progressive Products
  Have you ever forgotten a birthday? How about
  that anniversary or other special occasion?
  Well, you can put your brain to rest, PC-Nag
  has come to the rescue! This program lets you
  save reminder messages on your computer.
  Every morning when you turn your computer
  on you get reminded of things. Just like a
  spouse, but it costs less and in-laws don't
  come with it.

  NCAL V1.0: A better calendar program
  NCAL displays holidays and birthdays
  every year before you miss them.  It
  tells you how many shopping days left.
  Full color.  Does not require ANSI.SYS,
  although ANSI is optionally supported.
  Freeware by Christopher M. Sokol.

  ORGANIZE YOUR COLLECTION - Utilities
  A variety of utilities for use with
  PSG-HomeCraft's ORGANIZE! software.
  These are all DOS utilities but they
  work with both the DOS and Windows
  versions of the ORGANIZE! software.

  ShowMe Phone v4.4
  DOS TSR Phone/Address Book. Features 
  multiple address files, 500 entries per 
  file. Capable of dialing telephone through
  modem and of pasting address info to word 
  processor or editor. Very easy to use.  
  Configurable for serial port, hot-keys.
  Mouse aware. Includes installation utility.
  The "EASY" little black book!
  ShareWare. Registration: $10.00

  PH_BOOK.EXE v1.2- SME Phone Book
  The SME Phone Book maintains a list of 
  names, addresses, phone numbers and    
  notes.  Its database management is     
  simple and very thorough.  The SME     
  Phone Book will also dial your phone.  
  FREEWARE, and my gift to you!          
  by Sagerquist Micro Engineering        

  Vision Computing's PHONE Program
  Version 3.10 - Mailing List Manager,
  Label Printing with Postal Bar Codes,
  Dials Phone. Keep track of names,
  addresses, companies, phone numbers,
  last/next contact dates, & much more.
  Sorts for bulk mail, zip+4, and
  now prints Delivery Point Bar Code.
  Business or personal use,
  network ready or stand alone,

  Quick Shopping List is a Visual Basic Application
  quickly and accurately prepare shopping lists and 
  Files             Included      Not Included  Desc
  ----------------  ------------  ------------  ----
  SHOPPER.EXE          X                        Main
  CMDIALOG.VBX         X                        VB C
  MHGFRM.VBX           X                        Fram
  MHINREL.VBX          X                        Real
  COMMDLG.DLL          X                        VB C

    SOCSEC  v1.00
  DOS based, Simple, easy to use
  retirement decision program. All  
  available functions documented
  in the program screens - visible
  at all times. 

  .FIL XStitch Pattern of Texas [requires XS2.Z
  IP to view/use]

  Time Master V3.2
  The Time Master is an excellent
  program for tracking things you
  need to do. The Time Master will
  remind you when you need to do 
  something. Type in a task you need
  to do using an easy to use interface
  and it will show you a list which
  you can print out. Now with more
  room to type in tasks. Needs VBRUN300.DLL