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  ³          Area Code Finder 3.20           ³
  ÃÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ´
  ³ - Added yet more new codes               ³
  ³ - Fixed some small bugs and spellings    ³
  ³ - Displays entire state or single code   ³
  ³ - Great for using in BBS Ads echos where ³
  ³   Sysop gives only number, no location   ³
  ³ - Reduced file size (not compressed)     ³
  ³ - No registration required               ³

  CAL 96.09 FREE scheduler for home or office
  Here's a personal or office scheduler that
  can be upgraded for network and multiuser
  situations. It works with any version of DOS
  or WINDOWS, needs mouse and VGA monitor.
  Author uses this in his medical practice. 
  Weekly meetings quickly entered or removed,
  searchable for any word or client name, finds
  open appointments, prints staff schedules,
  schedules staff meetings and serial meetings.

  Use College Aid Calculator 96-7 to Est. your
  costs at public & private colleges. Learn how
  to maximize financial aid. Includes all tax 
  calculations--so you may play "What IF?" to 
  test aid-increasing scenarios. For Parents, 
  Dependent Students & Independents. CAC is an 
  Essential Think Ahead Tool which comes with a
  comprehensive book "Strategies to Reduce 
  College Costs." and an extensive tutorial. 
  Receive the 97-8 upgrade for $49.95.

  (v1.0) ctcal10.zip - Desktop Calendar
  CT Calendar is, well, a calendar for your
  desktop. We have tried to keep it small
  enough to keep on your desktop, if you wish,
  but large enough to read without a magnifying
  glass. VB40032.DLL required.
  Ron Parker (CT Software) ron2222@aol.com.

  THE GROCERY CONSUMER 3.14 - Powerful
  recipe/menu/shopping list/cost manager
  for Windows. Recipe database manager 
  with multi-criteria search and tagging
  features. User-defined categories; 
  auto-categorizes. Quickfill data entry.
  Import/export Meal Master (tm) recipes.
  Prepares shopping list from your multi-day
  menu created from multiple digital 
  cookbooks. Shopping list by aisle; cost 

  GOLD'N YEARS Retirement Funds Analysis (v4)
  projects your returns for up to 5 funds and
  shows your resulting yearly incomes using 5
  payout methods, from earnings-only payouts to
  multi-year payouts adjusted for inflation and
  compared to today's dollars.  Just enter your
  current and retirement ages, salary, yearly
  contribution percentage, COLA's, inflation
  rate, yearly allocation to each of the funds,
  and their historical returns and balances.

  Birthday-reminder for home and office. Give
  it a snug place in AUTOEXEC.BAT and
  forgetting a birthday is a thing of the past!
  For use with a stand-alone PC or in a multi-
  user network.

  Household Register for Windows v5.10 is an
  easy-to-use full featured home/office
  inventory program. Stores all the correct
  information so your insurance company pays in
  case of loss due to fire, theft etc. Multi-
  sort browse, query wizard, print preview,
  report writer, incremental searches, reverse
  sorts, backup/restore, dBase/ASCII import and
  export and more. Registration price $25.00
  <ASP> Software by TurboSystemsCo

  ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿
  ³       KRYPTOGRAMS       ³
  ³       by: KA_Soft       ³
  ÃÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ´
  ³   A FREEware Program!   ³
  ÃÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ´
  ³    Quotations on the    ³
  ³       subjects of       ³
  ³   Politics, Religion,   ³
  ³    Relationships and    ³

  ----- Universal Mortgage System v1.10 ------
  A comprehensive personal mortgage calculator 
  Provides calculations, projections, graphs
  and comparisons for every type of mortgage
  and frequency of payment. Monthly, Weekly,
  BiWeekly, BiWeekly Accelerated and Weekly
  Accelerated. Can save you tens of thousands
  of dollars in interest over the life of your
  mortgage. Easy to use and understand.
  Excellent On-Line Help. For Win 3 or Win95.

  PBCal (v1.12) - Calendar/Diary program
  Nice & Easy Calendar program. Features
  daily, weekly, monthly and yearly
  notes. New: Todo list. 
  The program can be used as a
  great diary program too.
  Shareware (US$ 10) or Cardware!
  P.C. Bel, bel@grfn.org

  PcDesk v6.2 - This MS-DOS program generates
  Monthly Calendars a Weekly Schedule and Daily
  Planners to which you can add memo notes.
  Also includes a detailed Address Book. PcDesk
  requires a color EGA or VGA monitor, but a
  CGA version (ideal for Palmtops) is included.
  Mouse is recommended for PcDesk. Full printer
  support. On-line instructions. Selectable
  screen colors. Shareware. $19.00

  PCLOCK v1.6 - A PC/AT DOS utility to display
  an Analog Clock and Monthly Calendar. Can be
  called by screen saver programs. Time and
  date are set from the system clock. Press any
  key or mouse button to exit. Use the DOS
  command line to set colors (examples: "pclock
  magenta on cyan" or "pclock blue on white").
  Requires an EGA or VGA color monitor. Written
  by Robert Lindsay Wells. Freeware.

  Fast, easy to use tax calculator and planner
  Answers filing status, dependency and 
  withholding allowance questions. Anyone can 
  use QuickTax's easy question and answer 
  format with hyperspeed review and entry for 
  fastest updating. Summary review of all tax 
  areas. Quicktax guides you through an entire 
  return at warp speed without struggling with 
  any IRS forms or flow charts. Get the most 
  from deductions and credits.

  Rolodeck Electronic Card File v2.0
  Windows based program to electronically 
  organize your card file. Search, list, sort, 
  and print are just a few of the functions. 
  Additionally you can print and address book, 
  or make envelopes and labels. This is a must 
  have for the business man who has a computer.
  Register by phone, fax, or mail with check or
  credit card (MC/VISA).

  CAL 96.07 FREE scheduler for home or office
  Here's a personal or office scheduler that
  can be upgraded for network and multiuser
  situations. It works with any version of DOS
  or WINDOWS, needs mouse and VGA monitor.
  Author uses this in his medical practice. 
  Weekly meetings quickly entered or removed,
  searchable for any word or client name, finds
  open appointments, prints staff schedules,
  schedules staff meetings and serial meetings.

  Strategies to Reduce College Costs v2.5 con-
  tains concise $ saving financial aid facts. 
  Learn how to: Est. and increase aid, play 
  "What IF?" to test aid-increasing scenarios, 
  answer aid form questions--a Think Ahead must
  read self-help electronic book for parents 
  and students. Strategies...covers aid info 
  for both Public and Private colleges. Also, 
  included: My_Plan -- your own interactive 
  college planner.

  WHAT MAILING LIST? 2.9 for DOS
  The smart & easy way to manage names and
  addresses. This professional package prints
  labels, envelopes, phone book on dot matrix
  or laser. Import/Export. Dup check. PostNET
  bar codes. USA, Canada, and Int'l. Req 400k
  RAM & hard disk.  Windows, DR-DOS, OS/2 ok!
  A Babudro, Organic Computer Wizardry - $49