XPost: rec.boats, sci.electronics.design, sci.electronics.basic   
   XPost: sci.electronics.repair, alt.hvac   
   From: nojunk@knology.net   
      
   On 12/10/2013 7:54 PM, Tony944 wrote:   
   > *How about tell us what you was paying before and what coverage did you   
   > have*   
   > *and how many family members??????*   
      
      Family of 4, no pregnancy benefits.   
      
   In 5-08, I was paying $720 per month.   
      
   In March 09, I got notice that I would have an increase to $825 per   
   month. After some research, I found my best option was to raise my   
   deductible from $2,500 t0 $10,000. Maximum out of pocket is $10,000.   
   This lowered my premium from the proposed $825 per month to $376 per month.   
      
   On 5-09, I was paying $376 per month   
      
   On 5-10, I was paying $405 per month (7.7% increase)   
      
   On 5-11, I was paying $438 per month (8.1% increase)   
      
   On 5-12, I was paying $523 per month (19.4% increase)   
      First Obamacare increase   
      
   On 5-13, I was paying $633 per month (21% increase)   
        Second Obamacare increase   
      
     Almost everything is covered 100% after I pay my $10,000 deductible.   
   There are a few things that are weakly covered, if you are really   
   interested I listed them earlier in this thread.   
      
   The last time I looked a similar Obamacare policy $1,050 per month.   
   With $6,250 deductible (individual) $12,500 (family) Maximum out of   
   pocket is $13,500.   
      
   Those Obamacare increases covered a few things the insurance company was   
   forced to add. One insurance paid physical per year, Colonoscopy,   
   mammogram, unlimited lifetime cap, etc.   
      
     Soo, I have a equal if not better coverage than the Bronze plan.   
      
      I'm grandfathered in, this year. If the rates don't go up, and I'm   
   forced onto Obamacare, I'll have to pay an additional $5,004 per year,   
   for coverage that is equal or not as good as what I have.   
     I may or may not get about $50 from the subsidy.   
      
      Also, I have a Health Savings Account that I fully fund each year   
   since 09, so I have plenty to cover my $10,000 deductible.   
      
         Hope that helps, Mikek   
      
      
      
   >  > I saw Obama on TV, he has ask that we tell others what Obamacare has   
   >  > meant me.   
   >  >   
   >  >  I has meant my insurance premium has went up by 44.4% in the last   
   >  > 17 months. I will see the next increase in May 2014.   
   >  >  I checked on the price of Obamacare, the silver plan   
   >  > is comparable in price, but the copay is about $2000 higher   
   >  > then the $10,000 copay I have.   
   >  > Note the low priced policy I had, increased to be as expensive as   
   >  > Obamacare.   
   >  > Mikek   
   >  >   
      
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