XPost: comp.os.linux.misc   
   From: tnp@invalid.invalid   
      
   On 07/12/2025 04:48, c186282 wrote:   
   > On 12/6/25 06:55, The Natural Philosopher wrote:   
   >> On 06/12/2025 09:24, c186282 wrote:   
   >>> On 12/5/25 13:45, rbowman wrote:   
   >>>> On Fri, 5 Dec 2025 03:55:14 -0500, c186282 wrote:   
   >>>>   
   >>>>>     At present, an issue with stocks is "capital gains"   
   >>>>>     taxes. Lefties want to boost that out the ass, to steal all you   
   >>>>>     earned. How DARE you do well !!!   
   >>>>   
   >>>> I don't know if 'earned' is the right word.   
   >>>   
   >>>    Depends on whether you just went random or   
   >>>    actually put a little effort into choosing   
   >>>    the stocks.   
   >>>   
   >>>    At my age I've had to give up on 'gainers' and   
   >>>    switch more to 'interest-earners'. Works out fine.   
   >>>   
   >>   
   >> Oh I am full on 'gainers; but accept a lower rate of return for not   
   >> reading the financial papers every day and spending my life trading.   
   >   
   >    Ya know ... NOT sure how much those 'financial papers'   
   >    and Bloomberg blather contribute to success. The best   
   >    people just seem to have a nose for it.   
   >   
   The FT and the Times used to be good. They would juxtapose stories.   
   "African dictator murdered" "Mining company floats".   
      
   You had to be smart enough to join the dots...   
      
   >    I *can* see disaster bubbles in progress though ... and   
   >    that's going to include most of the 'AI' phenom within   
   >    a few years.   
   >   
   >    Sell high ? Capital-gains taxes and such may blunt any   
   >    earnings. "They" WANT your money.   
   >   
   Well my needs are modest. Its there for an emergency. What I need to   
   live on doesnt hit any thresholds...   
      
   >> I let other people do that now. I.e I invested in funds.   
   >> I have some stock, but the bulk is in funds. Mainly global energy and   
   >> tech. Return fluctuates, but 7-10% is not infeasible with very little   
   >> effort.   
   >   
   >    "Energy" and "basic tech" are 'good enough' overall.   
   >    The trick these days is figuring out which sector   
   >    won't be devastated by the latest, mindless, ideological   
   >    wars at the top.   
   >   
   Find a list of funds displaying 1,3, 5 year returns and list them by return.   
      
   https://www.trustnet.com/fund/price-performance/o/ia-unit-trusts   
   and-oeics?norisk=true&sortby=P11GBP_D_36M&sortorder=desc&PageSize=25   
      
   Pick a selection that look consistently 'better than average'   
   Remember average returns are what you get from e.g. a tracker.   
   Many narrow focussed or very old funds are worse than average. You just   
   want to find some that are better than average.   
      
   Avoid 'moral' funds [green, ethical etc.] like the plague.   
      
   --   
   "What do you think about Gay Marriage?"   
   "I don't."   
   "Don't what?"   
   "Think about Gay Marriage."   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)