From: punditster@gmail.com   
      
   On 2/18/2026 9:10 PM, Noah Sombrero wrote:   
   > On Wed, 18 Feb 2026 18:37:32 -0800, Dude  wrote:   
   >   
   >> On 2/18/2026 5:26 PM, Noah Sombrero wrote:   
   >>> On Wed, 18 Feb 2026 16:10:33 -0800, Dude  wrote:   
   >>>   
   >>>> On 2/18/2026 3:02 PM, Noah Sombrero wrote:   
   >>>>> On Wed, 18 Feb 2026 13:43:45 -0800, Dude  wrote:   
   >>>>>   
   >>>>>> If you had recognized Apple's potential 30 years ago and invested   
   >>>>>> $10,000 in its stock, you'd be a multimillionaire today with about $6.9   
   >>>>>> million, if you'd reinvested dividends.   
   >>>>>   
   >>>>> Total incitement to fantasy.  The invitation is to imagine that apple   
   >>>>> performance will be something like that in the next 30 years.  30   
   >>>>> years ago you could have bought it at the bottom of its curve.  Now   
   >>>>> your task is to do whatever is necessary to resist the temptation to   
   >>>>> buy at the top of its curve.  Grit your teeth and stamp if necessary.   
   >>>>>   
   >>>>> The other invitation is to imagine that there is now some stock at the   
   >>>>> bottom of such a 30 year curve.  Sit in a dark corner and confess to   
   >>>>> yourself that you have no idea which stock that is, if any.  And how   
   >>>>> old are you now?  Something like me?  No, you do not need to make a 30   
   >>>>> year bet.  You should have done that 50 years ago, if you had a   
   >>>>> message from god telling you all about apple.   
   >>>>>   
   >>>>> 10 thou in 1955 would be worth about 21 thou now.  If you had 21,000   
   >>>>> now  should you invest it in some wild hair up your ass chance?  No,   
   >>>>> no.  Tie your hands behind your back.  Don't let yourself do it.   
   >>>>>   
   >>>> The moral of the story is, if you have any cash, you should invest it,   
   >>>> so it increases in value. Don't just let it sit in the bank where it   
   >>>> loses value. Basic micro-economics. We studied this in school.   
   >>>   
   >>> The illusion is that it will increase in value.  The truth is that   
   >>> most people who invest in the market loose money.   
   >>>   
   >> Most people don't invest in the stock market. The key word is: interest.   
   >   
   > 4% is a pittance.   Most people don't invest in the stock market but   
   > the most of the ones who do loose money.   
   >   
   Key word: safe   
      
   Most banks offer high-yield investment savings accounts. As long as your   
   bank is FDIC-insured, your money is safe.   
      
   As of Jan. 28, 2026, Digital Federal Credit Union offers 5.00% APY on   
   the first $1,000 deposited.   
      
   $100,000 invested at a 5% annual compound interest rate for 30 years   
   will earn approximately $332,194 in interest, resulting in a total   
   future value of roughly $432,194.   
    >   
      
   >>   
   >> US Series I Savings Bonds: 4.03% annual interest rate. Bonds can be   
   >> cashed after 1 year. Bonds earn interest for 30 years.   
   >>   
   >> For Series I bonds, the fixed rate stays the same for the 30-year life   
   >> of the bond. Series EE bonds are guaranteed to at least double in value   
   >> if held for 20 years   
   >>>   
   >>   
   >>>>>>   
   >>>>>> How much does it cost to buy Apple stock today?   
   >>>>>>   
   >>>>>> Apple Inc. Stock Quote (U.S.: Nasdaq - MarketWatch $ 264.40   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)