From: HapilyRetired@fakeaddress.com
On 11/26/2025 12:46 PM, Ed P wrote:
> On 11/26/2025 12:29 PM, Carlos E.R. wrote:
>> On 2025-11-26 11:54, Cindy Hamilton wrote:
>>> On 2025-11-26, Carlos E.R. wrote:
>>>> On 2025-11-26 01:25, Ed P wrote:
>>>>> On 11/25/2025 7:03 PM, Carlos E.R. wrote:
>>>>>> On 2025-11-25 22:28, Ed P wrote:
>>>>>>> On 11/25/2025 1:45 PM, Carlos E.R. wrote:
>>>>>>>> On 2025-11-25 03:16, Ed P wrote:
>>>>>>>>> Couple of weeks ago there was discussion of dishwashers. I
>>>>>>>>> mentioned mine failed the night before leaving for a couple of
>>>>>>>>> weeks. It is a 7 year old GE that does a good job so worth fixing.
>>>>>>>>> I called Mike, the appliance guy while away so he could come today.
>>>>>>>>>
>>>>>>>>> I could have done the job after watching a video. My guess for
>>>>>>>>> time would be about an hour+ for the repair, plus time getting the
>>>>>>>>> part. Mike said it is a common failure and he has probably done a
>>>>>>>>> hundred of them and carries a couple of the circuit boards with
>>>>>>>>> him. It was amazing to watch him do the job in about 20 minutes.
>>>>>>>>> remove lower panel, removed door, disassemble door, remove circuit
>>>>>>>>> board, then reverse.
>>>>>>>>>
>>>>>>>>> Cash price $280.
>>>>>>>>
>>>>>>>> Do you know how much was "work" and how much the components? These
>>>>>>>> things are still much cheaper on my corner of the world, often the
>>>>>>>> replacements boards are too expensive, not the workmanship.
>>>>>>>>
>>>>>>>
>>>>>>> Labor was $99
>>>>>>> Part and tax $204
>>>>>>> Credit card total $303.
>>>>>>> Cash price $280.
>>>>>>
>>>>>> Ah, ok, so labour was not that exorbitant. The part was expensive. But
>>>>>> now I am curious about some other thing: they charge differently with
>>>>>> credit card than with cash?
>>>>>>
>>>>>
>>>>> Seriously? If you pay with a credit card, they pay about 3% fee, and
>>>>> there is a record of the transaction. As a business, you report it,
>>>>> pay
>>>>> various taxes on the income, both business and personal.
>>>>
>>>> Well, I know that the cost for the merchant is different, but it is
>>>> forbidden to charge differently. It is usually written in the contract
>>>> with the bank.
>>>
>>> Small contractors will often accept a discounted payment for cash,
>>> which they need not report as income. That's illegal, of course,
>>> but it's a problem only if they get caught.
>>
>> I have not seen that type of trick here. The price is the same in cash
>> or with plastic. The plastic companies get very angry otherwise, and
>> someone will tell them (because they have to pay more).
>>
>
> You won't usually find it in a big retail store or the like. If you had
> someone come out to do a plumbing job, different story. Pay cash, no
> receipt, no record of anything.
>
> OTOH, I did get discounts at a couple of shops in Italy when I offered
> cash.
When calculating your true discount, don't forget to subtract the fee or
fees you probably paid when converting your dollars into euros. The
bank that sponsors the debit card I use at overseas ATMs that are in the
my bank's network and the credit card I use for point of sales purchases
in foreign countries doesn't charge any transaction fees but VISA passes
on the interlink fee, currently 1.10%. In my experience, paying for the
purchase of goods or services in a foreign country with my credit card,
and specifying that I want the transaction to take place using the local
currency, not dollars, is equal to what I would pay in dollars if I had
withdrawn that local currency at an overseas ATM. However, you'll get
scalped if you tell the merchant to enable the payment in dollars
because of much higher conversion fees paid by the merchant.
However, beware of added transaction fees if you use an out of network
bank's ATM or even worse, a commercial ATM not belonging to a bank.
That's true for debit card cash withdrawals in the U.S. as well as in
other countries.
--- SoupGate-Win32 v1.05
* Origin: you cannot sedate... all the things you hate (1:229/2)
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