[continued from previous message]   
      
   > How's it not? It's different in several key ways that promote choice,   
   > efficiency, and better care—things a government monopoly can't match.   
      
      
       "Efficiency" as in an anonymous   
   insurance actuary telling your doctor   
   that your operation won't be funded   
   because SHE thinks it is unnecessary.   
      
      
      
      
   > Competition and innovation: Private insurers compete for customers,   
   > which drives them to innovate, negotiate better rates with providers,   
   > and offer tailored plans (e.g., low-deductible for families or HSAs for   
   > healthy individuals). A government single-payer system eliminates   
   > competition, leading to stagnation—like how the VA system has faced   
   > scandals over inefficiency and poor quality.   
      
      
       Who do you think your insurance company   
   works for, you or it's stockholders?   
      
      
   >   
   > Choice and personalization: You pick your plan based on your needs,   
      
      
      LOL!   
      
      Your needs, or the stockholders wants?   
      
      
      
   > budget, and preferences, with options for add-ons like dental or   
   vision.   
   > Single-payer is one-size-fits-all, dictated by bureaucrats, often   
   > resulting in rationing and long wait times. See Canada's system where   
   > median wait times for specialist treatment are over 27 weeks vs. under   
   4   
   > weeks in the US for similar care.   
   >   
   > Incentives for quality: Profits motivate insurers to approve claims   
   > quickly and invest in preventive care to avoid bigger payouts later.   
      
      
        You have it backwards. Insurance companies   
   don't profit from paying claims, they profit   
   from DENYING claims. The knee-jerk rejection of   
   claims is so rampant that even Republicans have   
   urged government to intervene.   
      
      
      
      
   States try to rein in health insurers   
   claim denials, with mixed results   
   MARCH 25, 2025   
   https://stateline.org/2025/03/25/states-try-to-rein-in-health-insurers-   
   claim-denials-with-mixed-results/   
      
      
      
   Health Insurers Deny 850 Million Claims a Year   
   Feb. 12, 2025   
   https://tinyurl.com/mr2bt5ep   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)