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> After the clerk grimaced after my questions for the requirement
> of needing a bank account for a simple cash-for-coin exchange,
> she apologised if this process will take longer than expected
> since "we don't carry much cash anymore".  They are in the
> *business* of moving cash/coin and they don't have enough to
> for a small $400 transaction? That's pathetic.

It is pathetic, but I wonder if that is because so many people make their
transactions electronically now vs. depositing cash and coin?

> I already refuse to step into the credit union to make regular
> deposits. There is a fee for every deposit - and the physical
> cash portion has a supplemental "handling" fee of its own now
> too! - so, now I tend to pay my bills in cash where I can.

In the states, there are fees for using the automated teller machines to
make withdrawls (if you are at a bank that isn't your own) but, to my
knowledge, they've yet to start charging fees for *depositing* money into
the bank. I figure once they find out that Canadian banks are getting away
with it, it is only a matter of time.

Mike


 * SLMR 2.1a * Excuse my driving ... I'm trying to reload.
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