MSGID: 1:153/757.21@fidonet 25c21b31
REPLY: 1059.canada@1:2320/105 2d60c4b1
PID: OpenXP/5.0.64 (Win32)
CHRS: ASCII 1
TZUTC: -0400
Hello Rob!

 RM> i.e..  I saw that there is a $1.50 fee for eMailing funds
 RM> to someone but I've never been charged for doing that,
 RM> either because of the number of accounts I have or because
 RM> I'm a 'senior'..

Some banks offer X-number of eTransfers for free.  Then, there  
is a charge for exceeded that.

Most banks offer no fees for any db or etransfer transaction if  
you maintain a minimum $XXXX monthly balance.  A rich boy like  
you probably satisfies the latter requirement.

I'm looking to consider arranging a plain chequeing account  
with Scotiabank because they seem to be the only bank left that  
offers a "seniors" no-monthly cost and no minimum-balance plan  
for ages 60+ ..and a few number of transfers are free.


 MP>> OTOH, their interest rates on a checking or savings
 MP>> account are not so great, but neither are many of the
 MP>> banks.

I'm gransfathered into an Investment/Chequing with BMO.  (They  
nolonger have that combo).


 RM> Interest on bank accounts?  What's that ??     B(

 RM> Seriously, unless you use special accounts there is no
 RM> interest paid on money deposited in the bank these days,
 RM> and the accounts that do pay something, pay 1.25% a year
 RM> or so, hardly worth thinking about.

Yeah.. the rate is pretty pathetic.  Might be better to play/ 
invest into Bitcoin.  I just learned that Coinbase has an  
accessible entry to buy crypto via credit card and etransfer.   
Likewise, withdrawals can be arranged with etransfer.

"Canadian users can now add cash for free with Interac e- 
Transfer and Electronic Funds Transfer (EFT), or buy directly
with PayPal."

"Instant sell & withdraw
Sell your crypto and cash out instantly to most banks."


-- 
  ../|ug

--- OpenXP 5.0.64
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