MSGID: 1:153/757.21@fidonet 04d038ef
REPLY: 300.canada@1:2320/105 2836d9e3
PID: OpenXP/5.0.57 (Win32)
CHRS: ASCII 1
TZUTC: -0500
Hello Rob!

** On Wednesday 25.01.23 - 00:44, you wrote to AUGUST ABOLINS:

 RM> The problem, which should never have been allowed to
 RM> exist, is that they have replaced Title Searches with
 RM> Title Insurance.

It just seems to easy to misrepresent oneself as the true owner  
of a property.  Meanwhile, no one seems to check with the  
actual owners themselves!  ..and a property can proceed with a  
mortgage/sale and the true owners don't even have a clue that  
is going on.

 RM> To clarify, quite often the thieves get away with down
 RM> payments or mortgage funds but an Insurance company pays
 RM> for the problem.

This is the problem with purely relying on paper documents to  
"prove" identity - they don't.


 RM> I'm not right up to date on this but I do know that at one
 RM> time, someone who bought a house being sold by someone who
 RM> didn't own it, was allowed to keep the house since the
 RM> title was transferred legally, which was equally
 RM> ridiculous, but I *think* things have improved a bit since
 RM> then.

How could it have been deemed "transferred legally" when it was  
done criminally?  The problem is that people working in these  
offices (banks, deed office, lawyers, etc..) just look at "the  
documents" and not the people (their history, background, photo  
matches, etc.)
--
  ../|ug

--- OpenXP 5.0.57
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