MSGID: 2:292/854 13294034
REPLY: 1:153/757.21@fidonet 068a7e69
TZUTC: 0100
August,
 
AA> Well.. it's their system, and that's why banks figured out they
AA> needed to charge for each and every banking activity to pay for
AA> their inefficiencies. I'm surprised they haven't introduced an
AA> admission/turnstile fee for walking into a bank akin to
AA> attending an arena or concert.
 
:-)
 
We can't even go to the bank anymore just like that. Need to make an
appointment, everything's on-line ... by that I literally mean anything not
requiring a signature.
 
You can't even get cash anymore at banks here ... they don't have it ... and
if I come back from overseas travel and want to exchange back to local
currency, I must make an appointment but only on Tuesday afternoon. Then you
will be led into kind of fortified bunker where they handle real money.
 
Need cash? There's an ATM outside ... I haven't said that's an improvement.
But sometimes it's handy ...
 
AA> But eTransfer
AA> here has a maximum daily limit as well as a maximum monthly
AA> limit which would many times be insufficient for all my
AA> payments.
 
Weird ... at least from my POV. I can log-in to my account and change those
limits ... And I understand why those limits are there...
 
AA> Ok.. but in Canada there is no 6-month renewal process. Credit
AA> cards simply expire on the date that is printed on the card -
AA> and often that is many years into the future.
 
Maybe I put you on the wrong foot ... I meant a 6-month renewal is necessary
when traveling outside the Euro-currency zone and only to the USA.
 
So, one day I was in a restaurant and the 6-month renewal came up that day.
Card declined.
 
AA> That's your bank's requirement then. But what's stopping a
AA> thief to go to the ATM instead of you?  If they succeed at the
AA> ATM, the card will be "verified".  It doesn't prove it was you.
 
That is correct but the thief then also needs to know how to validate the card
... That is now also changing via 2-way validation via a smartphone and a
specific site. Let me put it this way ... I would consider it highly unlikely
...
 
For some reason, I do trust the procedures here ... maybe that makes me
weird...
 
 \%/@rd

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