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   can.legal      Debating Canuck legal system quirks      10,932 messages   

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   Message 9,495 of 10,932   
   JF Mezei to Sid Elbow   
   Re: Collection Agencies   
   14 Apr 10 22:48:26   
   
   XPost: can.internet.highspeed   
   From: jfmezei.spamnot@vaxination.ca   
      
   Sid Elbow wrote:   
      
   > Trudeau's response was that you were "not obliged to give your SIN to   
   > anyone except certain government agencies".   
      
   That is still technically correct. A bank would be obliged to allow you   
   to open a bank account without your SIN. But they will make you jump   
   through hoops and delays to achieve that. They can still send you tax   
   receipts, ut they will lack your SIN number of them, and the government   
   will get their copy without a SIN number. It is then up to you to ensure   
   you submit them in your filings. (and I assume the government has few   
   enough of such SIN-less records, that it can probably look up to whom   
   they belong.   
      
   Getting your credit history does not depend on your SIN number. They can   
   look it up with name etc, but it takes longer and can have some errors.   
      
   But even with sin number, the credit agencies still make mistakes. My   
   records indicated I had had a EATON's store card since before I was   
   born. (it ended up being my mother's). It was rather easy to convince   
   the banking paper pushers that this was an error.   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)   

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