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   can.legal      Debating Canuck legal system quirks      10,932 messages   

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   Message 9,628 of 10,932   
   Mike to Some Guy   
   Re: What are the rules regarding landlor   
   05 Jul 11 14:59:01   
   
   XPost: can.internet.highspeed, ont.general   
   From: none@none.invalid   
      
   Set Followup-To: can.legal   
      
   On 05/07/2011 9:40 AM, Some Guy wrote:   
   > A friend of mine moved into an apartment (in Ontario) last october, and   
   > as part of the process signed a 1-year rental contract / lease.   
   >   
   > I'm not sure if that lease mentioned anything about requiring renters to   
   > have insurance (specifically - liability insurance) but there was never   
   > any demand or inquiry from the landlord to see evidence of any such   
   > insurance.   
   >   
   Tenants are not required to carry tenants’ insurance. This is true even   
   if the lease clearly requires the tenant maintain valid insurance. The   
   Residential Tenancies Act does not require tenant’s insurance, so it is   
   not a legal requirement.   
      
   The landlord can ask, but the Ontario RTA (Residential Tenancy Act) has   
   no legal requirement for such. I do suggest a tenant insurance for fire   
   etc. But I have never heard of a requirment for tenant liability. Sounds   
   like if the balcony fails, and a tenant or their guests are injured, the   
   landlord wants the tenant's insurance to cover it.   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)   

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