XPost: can.general, can.politics, ott.general   
   From: Canuck57@nospam.com   
      
   On 02/07/2011 10:46 PM, John Fleming wrote:   
   > On Sat, 02 Jul 2011 17:53:43 -0600, while chained to a desk   
   > in the scriptorium Canuck57  wrote:   
   >> $On 02/07/2011 1:46 PM, merlin! wrote:   
   >   
   > [snip]   
   >   
   >> $Like I said, people have lots of excuses.  Divorce is nasty when kids   
   >> $are involved, but still, debt is a mater of priorities.   
   >> $   
   >> $>>  Chances are, if your credit cards haven't been paid in full every   
   >> $>>  month of the last 59/60 months you have a use of credit problem. Maybe   
   >> $>>  bought a home, or cars you could not afford.   
   >> $>   
   >> $>  Or maybe, bought them when you could afford it, and had some bad luck or   
   >> $>  government and court thievery.   
   >> $   
   >> $I NEVER use the credit card unless I know I already have the cash   
   >> $waiting in the bank.  I use it more like a check book, no money no spendy.   
   >   
   > Likewise.   
   >   
   > It's rare that my balance isn't paid off at the end of each   
   > month.   
      
   For me, once in 30 years.  The check arrived late.  Ever since, being   
   using electronic payments.  Even saves he gas/postage.   
      
   >> $>>  Debtors with debtors disease have all sorts of excuses.  Trick is plan   
   >> $>>  your debt carefully with a solid plan to pay it off quick.  Or don't   
   >> $>>  buy in.  And at some point, get out of debt completely and start   
   >> $>>  paying yourself to become well off.  Amazing the cash flow when home,   
   >> $>>  car and everything has been paid for for 20 years.   
   >> $>   
   >> $>  Nice idea that simply does not work for everyone. You should a bit less   
   >> $>  self-righteous and smug.   
   >> $   
   >> $Watch "Til Debt Do Us Part".  Great show.  For those that don't believe   
   >> $in financial planing and debt management, skip on to RepoMan.   
   >> $   
   >> $Probably got divorced over money too.  Hey, people who manage their   
   >> $finances well even have better love, sex and home life.  You bet, why   
   >> $argue with money when you can make love?  #1 cause of divorce is MONEY.   
   >> $  More DEBT is more RISK of a long series of support payments.   
   >> $   
   >> $The price for financial stupidity is pretty high.  And it isn't like   
   >> $high school where they push you through to get you out into the real   
   >> $world.  Real world is going to grab you by the arse and set reality   
   >> $right into you.   
   >   
   > In many cases, kids get out into the real world and discover   
   > that, unlike school, you get the test first and the lesson   
   > afterwords.   
      
   Hey, that is a good one.  Wise.   
      
   >> $Hey, I was even divorced once before meeting the right gal.  Came down   
   >> $to having kids and the ex was stupid with money so I said no and left.   
   >> $Smart move too, the next gal was a winner, been with her now over 25   
   >> $years...  No one argument over money, as we had that discussion while   
   >> $dating.   
   >   
   > Nice.   
   >   
   >> $Choice is yours, and the more in debt, the deeper the hole.  Makes for a   
   >> $longer climb out.   
   >   
   > Agreed.   
   >   
   > And being out of debt has some advantages.  Especially if   
   > you couple if with some of the other good financial planning   
   > guideines like having a three to six month expenses reserve   
   > fund available for emergencies.   
      
   The only way to go.  More advantages than most people know.  Too many to   
   list here.  Even many I didn't expect.   
      
   --   
   Government isn't the solution to the bad economy, it is the problem.   
   ------   
   In Debt We Trust!   
      -- Obama and the democrats, world record in debt incursion.   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)