From: michael.trew@att.net   
      
   On 10/2/2022 12:29, Bill Horne wrote:   
   > By Joe Fedewa   
   >   
   > Using a phone or watch to pay at a terminal is not new. iPhones and   
   > Android devices have both been able to do it for a long time. So why   
   > is the U.S. still lagging behind with mobile payments?   
   >   
   > In other parts of the world, such as China, nearly 90% of people use   
   > mobile payments. That’s more than double the U.S., but adoption is not   
   > the only problem. The infrastructure for mobile payments in the   
   > U.S. is just not there yet.   
      
   I believe that is also related to your region.  I've heard from   
   west-coast friends that mobile-payments are more common out their way.   
   In the mid-west (eastern Ohio), I very rarely see such a thing.  Many   
   elderly people would not understand how it works.  While I'm younger, I   
   do not have a smart phone.   
      
   In Germany, cash is still king.  It appears that just fewer than half of   
   transactions are now in cash, as of late, but historically, Germans have   
   held onto their cash.  Citing 2019 NPR article, linked below:   
      
   https://www.npr.org/2019/06/09/728323278/for-many-germans-cash-is-still-king   
      
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