From: thomas.e.elam@gmail.com   
      
   On 11/30/2025 4:33 PM, -hh wrote:   
   > On 11/30/25 12:55, Tom Elam wrote:   
   >> On 11/30/2025 10:20 AM, -hh wrote:   
   >>> On 11/29/25 16:41, Tom Elam wrote:   
   >>>> On 11/29/2025 4:20 PM, -hh wrote:   
   >>>>> On 11/28/25 17:49, Alan wrote:   
   >>>>>> On 2025-11-28 13:40, Tom Elam wrote:   
   >>>>>>> On 11/28/2025 3:38 PM, -hh wrote:   
   >>>>>>>>   
   >>>>>>>> BTW, Ubiquti is having a pretty good Black Friday sale going on   
   >>>>>>>> right now if you need anything; I'm picking up their Dream   
   >>>>>>>> Router 7; you may recall that I had been looking at it (well,   
   >>>>>>>> the prior version) back during CoVid, but it was constantly out   
   >>>>>>>> of stock. Figured I'd try it out, along with their G5 Pro 4K UHD   
   >>>>>>>> webcam.   
   >>>>>>>   
   >>>>>>>   
   >>>>>>> Hmmm, I looked up those 2 items on Amazon and they don't seem to   
   >>>>>>> be on sale there.   
   >>>>>>   
   >>>>>> Because if it's not on sale at Amazon, it can't be on sale, Asshole?   
   >>>>>>   
   >>>>>> For a guy who claims (implicitly) to be capable of doing research...   
   >>>>>>   
   >>>>>> ...you seem to be utterly clueless.   
   >>>>>>   
   >>>>>>    
   >>>>>>   
   >>>>>> Took me 30 seconds to find.   
   >>>>>>   
   >>>>>> Or is it that you're more interested in trying to create a   
   >>>>>> "gotcha" moment, Asshole?   
   >>>>>   
   >>>>> Ding, ding, ding!   
   >>>>>   
   >>>>>   
   >>>>>>> But since you seem to need $120 SO badly you had to wait for   
   >>>>>>> Black Friday...   
   >>>>>>   
   >>>>>> Something you just made up, you mean, Asshole.   
   >>>>>>   
   >>>>>> Yeah, we've seen this pattern before.   
   >>>>>   
   >>>>> Pretty much, despite Tommy guessing correctly that Black Friday   
   >>>>> sale advertisements were involved.  The problem with his narrative   
   >>>>> attempt is that I wasn't the one reading the ads: they were   
   >>>>> mentioned to me. These were a Wirecutter article for a $80 TP-Link   
   >>>>> which prompted a "do you need a new router?" question.  Similarly,   
   >>>>> a Wyze BF email for a <$20 security cam was: "need more cameras?"   
   >>>>> question.  Even though everything's been okay, I took a look for   
   >>>>> opportunity's sake.   
   >>>>>   
   >>>>>   
   >>>>>> You assume something (incorrectly) and then treat your own   
   >>>>>> assumption as "proof" that it's correct.   
   >>>>>   
   >>>>> Well noted, for if there were money concerns like what Tommy always   
   >>>>> tries to allude, the problem with that narrative attempt is why   
   >>>>> weren't the above TP-Link & Wyze gear selected, since their cost is   
   >>>>> ~$400 less than the UI stuff?   
   >>>>>   
   >>>>> BTW, card inbound ..   
   >>>>>   
   >>>>>   
   >>>>> -hh   
   >>>>   
   >>>> Hugh, I'm pretty sure you do not have money issues.   
   >>>   
   >>> Right side of Tommy's piehole, on 11/28/25 16:40:  "But since you   
   >>> seem to need $120 SO badly you had to wait for Black Friday..."   
   >>>   
   >>> Likewise, same piehole, on 11/28/25 10:58:  "Followup #2 ... My take   
   >>> is that in actual reality that $120 seems to be very important to   
   >>> YOU. Needing that for groceries or utility bills, are you?"   
   >>>   
   >>>   
   >>>> But I am sick and tired of you implying I do.   
   >>>   
   >>> If you're so sick & tired of discussing wealth, why is it that you're   
   >>> invariably who brings it up?   
   >>>   
   >>> You're always desperately trying to make you look good, and often in   
   >>> comparison to Alan, who's ~2 decades younger than you and has had   
   >>> ~half as many years of wealth accumulation.   
   >>>   
   >>>> Tit-for-tat that was.   
   >>>   
   >>> Except that your 'revenge' is invalid.   
   >>>   
   >>> When you've pulled these dick-measuring brag attempts before, I've   
   >>> specifically noted that your comparisons were invalid because of your   
   >>> age difference.  You've been asked for what level of net worth would   
   >>> be appropriate for someone who's a fraction of your age.  Did you   
   >>> ever answer to that?  Nope.   
   >>>   
   >>> So until you do, you're at risk of being reminded of your systematic   
   >>> dishonesty whenever you start to try to brag about money.   
   >>>   
   >>>   
   >>> -hh   
   >>   
   >> LOL. Wow, your numbers are SO wrong.   
   >   
   > Nope, just dated to when your trolling started which was years ago.   
   >   
   >> Alan's ... [all snipped due to invalid termination date]   
   >   
   > Go back to the year when you first started your trolling and see how   
   > those numbers work out to then, not 2025.   
   >   
   > For as I said, you never answered the question back then.   
   >   
   >   
   > -hh   
      
   Total BS excuse. Read your own post.   
      
   No brag here, only facts.   
      
   "You're always desperately trying to make you look good, and often in   
    >>> comparison to Alan, who's ~2 decades younger than you and has had   
    >>> ~half as many years of wealth accumulation."   
      
   Back then? That is all PRESENT tense, not PAST tense. But it does not   
   matter. You are still VERY wrong.   
      
   Alan has NEVER been 20 years younger, more like 10 or 11. The difference   
   in workforce entry is only 9 years. In 1992 Alan had 11 years of work to   
   my 20. That's when he last had half the time in the workforce.   
      
   The really different numbers are 1 and 8. That is years in college, 1   
   for Alan, 8 for me. My PhD human capital investment opened opportunities   
   that would NEVER have happened otherwise. It was THE investment that   
   mattered more than all else that followed. I also earned my pilot's   
   license while in college, all on my own. That human capital investment   
   has paid off as well, but is not in my financial net worth numbers.   
      
   I did not start any saving program until 1981, 2 years after joining Eli   
   Lilly. Our net worth in on 1/1/81 was only the ~$12k equity in the   
   house. After that I was in the Lilly Savings Plan, think Roth, that   
   later became a 401k, and was receiving annual LLY stock matches for my   
   contributions. Later even more Lilly benefits came.   
      
   I kept records on the actual year-end balances. Why? In 1981 I did a   
   simple compounding projection on my home PC in the then-new Lotus 123   
   and tracked the results to see if it worked. It did in a big picture   
   way. I still have that spreadsheet, now in an Excel file created 2/3/1996.   
      
   Alan entered the workforce in 1981, same year as my entry into the Lilly   
   savings program. The 12/31/81 my balance was only $4,521.   
      
   After a few more years I was promoted and started receiving stock   
   options and outright stock grants that were on top of the Savings Plan.   
   By 1992 the total savings were about $200,000. That had grown to over $2   
   million a decade later, then a divorce, collapse in Lilly stock (~$90 to   
   ~$55) that reduced my remaining options gains and Lilly stock value.   
      
   Not a wipe-out, but a major setback. The 1981 plan worked once, why not   
   again? 23 years on I can say it did. And no help from Lilly salary,   
   stock or options. But also thanks in large part to some excellent help   
   from a financial advisor.   
      
   Bottom line your analysis is incomplete and your math skills are very   
      
   [continued in next message]   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)