From: grammatim@verizon.net   
      
   On Thursday, June 1, 2023 at 1:43:53 PM UTC-4, General Kireiko wrote:   
   > Peter T. Daniels  wrote:   
      
   > : It's not like the bank is paying me interest for keeping my money   
   > : in a checking or savings account.   
   >   
   > A bit OT for this thread, but I was shocked that my MM account was paying    
   > 4.5% APY, where my car loan rate is 3.9%. Now I know that I have to pay    
   > income tax on the 4.5%, but it's gotten to the point that if you are    
   > clever, your money will no longer be earning 0.001%, and will still be    
   > fairly liquid.    
      
   But it isn't fairly liquid if you have to maintain a minimum balance    
   in the $1000s.   
      
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