From: johnl@taugh.com   
      
   According to Peter T. Daniels :   
   >> A bit OT for this thread, but I was shocked that my MM account was paying   
   >> 4.5% APY, where my car loan rate is 3.9%. Now I know that I have to pay   
   >> income tax on the 4.5%, but it's gotten to the point that if you are   
   >> clever, your money will no longer be earning 0.001%, and will still be   
   >> fairly liquid.   
   >   
   >But it isn't fairly liquid if you have to maintain a minimum balance   
   >in the $1000s.   
      
   Well, yes, that would be pretty dumb.   
      
   But there are plenty of banks that pay over 4% with no minumum balance   
   and no fees.  Bankrate publishes a list every month.   
      
   If you prefer treasury bills, the minimum for Treasury Direct is $100.   
      
   --   
   Regards,   
   John Levine, johnl@taugh.com, Primary Perpetrator of "The Internet for   
   Dummies",   
   Please consider the environment before reading this e-mail. https://jl.ly   
      
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