From: grammatim@verizon.net   
      
   On Thursday, June 1, 2023 at 5:10:09 PM UTC-4, John Levine wrote:   
   > According to Peter T. Daniels :   
      
   > >> A bit OT for this thread, but I was shocked that my MM account was paying    
   > >> 4.5% APY, where my car loan rate is 3.9%. Now I know that I have to pay    
   > >> income tax on the 4.5%, but it's gotten to the point that if you are    
   > >> clever, your money will no longer be earning 0.001%, and will still be    
   > >> fairly liquid.    
   > >But it isn't fairly liquid if you have to maintain a minimum balance    
   > >in the $1000s.   
   >   
   > Well, yes, that would be pretty dumb.    
   >    
   > But there are plenty of banks that pay over 4% with no minumum balance    
   > and no fees. Bankrate publishes a list every month.    
   >    
   > If you prefer treasury bills, the minimum for Treasury Direct is $100.   
      
   I'm kinda locked into Chase, because since they hold my mortgage,    
   I have essentially no fees on anything.   
      
   I even found out (/after/ my last trip abroad, unfortunately) that one    
   of my credit cards -- Chase Amazon -- doesn't (or didn't: they just changed    
   their Rewards system) charge a fee for currency conversion.   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)