XPost: rec.arts.sf.written, rec.arts.books   
   From: lcraver@home.ca   
      
   On Fri, 23 Aug 2013 10:06:30 -0700, Gutless Umbrella Carrying Sissy   
    wrote:   
      
   >Credit and debit are in between time-wise, but merchants generally   
   >prefer debit because the fees are lower. (Some are less   
   >enthusiastic, becaus they don't like the hassles of giving cash   
   >back, even though they do it. Also, don't confuse the cahsier's   
   >preference with the merchant's. If you want good service at a place   
   >with stupid policies, be extra nice to the cashier because they're   
   >the last person whose opinion mattered in making the policy and   
   >they know *exactly* how stupid it is.)   
      
   In Canada debit fees are generally MUCH lower than Visa / MC (for   
   instance on a $1000 can be $50-60 vs 10-12 cents when an affinity card   
   is tendered).   
      
   I've been completely apoplectic on VISA's new ad campaign urging   
   people to use their card on expenditures under $10 as my discount rate   
   is higher if my average credit card sale is over or under $100 and is   
   higher yet if it's under $50. One or two transactions doens't affect   
   the average much but if I were to suddenly get 10-20 per day like that   
   it would definitely have an effect to the tune of about another 15-20%   
   extra in credit card costs. Given I currently pay $2000-2500 per month   
   for my card processing that's a significant piece of change.   
      
   --- SoupGate-Win32 v1.05   
    * Origin: you cannot sedate... all the things you hate (1:229/2)