XPost: soc.college.financial-aid, soc.college.admissions   
   From: coverlandNOSPAM914@yahoo.com   
      
   We're looking to help finance our son's last two years of college at a   
   University here in WA state.  On the one hand, we've considered a   
   parent plus loan but want him to have some ownership for his loans and   
   have other kids we need to help too.  That leaves a student loan and   
   it *appears* that we'd likely be onboard as co-signers on any student   
   loan so perhaps, in the end the parent plus loan is the way to go   
   where interest rates are concerned.  Any thoughts on this by folks   
   with experience?   
      
   Also, we're looking at the following sites and the loan totals would   
   probably be in the neighborhood of $15k/year so we'd be hoping to   
   defer payments on the loan until after he graduates.  Any experience   
   with the following sites?  TIA for any helpful replies..   
      
   https://dlenote.ed.gov/empn/index.jsp   
      
   http://www.salliemae.com/salliemae_home.htm   
      
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